Keeping Score

As evident in my last post, I was mad with a capital M when we got the letter from Nationwide. And then I got even more mad when Paul called our agent yesterday and the agent didn't return the call. I mean, Paul called at 8:30 am. The receptionist said that our agent (who I should mention, I have known since I was about 14) would be in within the house. Either he came in and didn't bother to call back or he just didn't come in. Either way, it is a good thing that we weren't holding our breath for his call back. My anger rose a notch or two over this.

And then I realized...Nationwide didn't stick it to us. We stuck it to Nationwide. We have owned our house for less than five years. I don't know exactly what we pay in homeowners insurance, but let's just assume it is $2000/year. That means that as of the date of the fire, we had paid approximately $9000 in homeowners insurance on the house. As of today, Nationwide has written checks for $170,000. Not a bad return on our investment, huh?

Don't get me wrong, Nationwide shouldn't have sent me the letter. And they certainly shouldn't have put it on letterhead that said "Nationwide on your side", but now that I know all the rules to our game, I know that we can play a little rough. And as it stands, the score is Nationwide 9000, Katy and Paul 170,000.